Whether you are a first time landlord or have a sizeable portfolio already, our consultants have the expertise and experience to guide you through your financing options and the various methods of obtaining finance.

Buy to Let mortgages are more complicated than ever, with many providers simply not offering them. This makes having a broker on your side crucial to securing your lending and getting a great rate.

First time buyers are the life blood of any housing market. Our friendly mortgage broker will take you through the whole home buying process, answering any questions you may have  We give you the confidence to make these life changing decisions and get on to the housing ladder. As a young and dynamic team, you will find Brokers that have total empathy with your position and understand the demands and stresses that you are under.

Our aim is to make you a lifelong client. By considering your lifelong property goals and potential changes in your circumstances, we recommend with the future in mind. A large part of our business is saving you thousands of pounds by finding you a better deal. Remortgaging can help you save money, adapt your existing home, raise money or consolidate debts. We’re here to provide you with reassuringly sound advice in order to find a mortgage that fits your unique situation and plans.

We can look at your income profile, whether sole trader, umbrella or limited company and assess how best to get you the borrowing you need using your contracted daily rate.

We will discuss what documentation is viable and fit our recommendation to you. You will be surprised by how flexible your borrowing options are when you use a contractor specialist adviser.

We are able to give advice as to whether this is truly an advantageous action and, if so, which providers will lend.

Owning investment properties in a Limited Company structure has the advantage of a potentially lower tax rate on the income and being able to offset all of the mortgage payments. There are disadvantages though. Capital in a Limited Company may have a tax position when you use the funds personally and mortgage costs tend to be higher.

Many lenders frown on New Build properties and either restrict lending or ask for further information. We can guide you through the pro’s and cons of purchasing a New Build and make sure you understand the restrictions from mortgage providers.

Also, as seasoned Help to Buy brokers we can deal with your housing association, mortgage provider and solicitors to make sure you have a great experience in purchasing your home.

Are you looking to purchase that perfect holiday home and need finance. We have partnerships in France, Spain and Portugal to make it happen.

It may well be that you don’t need to take a mortgage in Euros and we can use assets in the UK. We will explore all options and give you the advice you need. .

We are able to help individuals from most countries, whether it be for somewhere to live or as an investment in the UK.

Our special links with the private banks means we can access underwriters who are more flexible in accepting different and varying incomes and using assets to prove affordability.

Our experts will find you the most competitive lender based on your personal circumstances, allowing you to purchase your dream warehouse conversion with a live/work lease.

Also our connections within the banks will make sure your case is dealt with by an underwriter who understands what a live/work property is, resulting in a problem free, quickly agreed mortgage.